What is Retirement Planning? Sometimes it is easier to understand what Retirement Planning is not.
All too often, retirees are approached by a stock broker, insurance salesmen, banker, or other non-fiduciary to assist them in their retirement. These efforts typically boil down to a strategy to make the client money. The retirement plan, therefore, becomes a strategy to make as much money as possible. These so-called “retirement plans”, typically fail to take into account the retiree’s financial goals, challenges, and opportunities.
True Retirement Planning involves an independent trusted Financial Advisor, a fiduciary who carefully considers each component of a client’s individual financial situation and creates a tailor made solution or plan for his or her client to follow. More specifically, a well thought out retirement plan will involve integrating each of the following disciplines: Investment Planning, Income Planning, Tax Planning, and Estate Planning.
At Integrity Wealth Management & Insurance, we can develop and assist you in creating and implementing a true Retirement Plan that takes into account the circumstances that make your portfolio your own. At Integrity Wealth Management & Insurance, we specialize in assembling the pieces of your financial puzzle so that they all seamlessly fit together. This allows you to maximize the money you have saved for retirement and, even more importantly, to ensure that there are no gaps or weaknesses in your financial plan. Integrity Wealth Management & Insurance provides you with Fiduciary oversight and active, tactical management of your retirement savings. This foundation helps you to know that you will be able to maintain the same quality of life or better during your retirement years and to ensure that your estate will be passed on to your heirs in the most tax-advantaged manner possible.
To schedule a time to discuss your retirement plan, contact us here or call us at (714) 947-0105 today!